Guaranteed Asset Protection

Don't be left paying on a car that no longer exists.

You might have to make a payment on a car you no longer have.

The Allstate® Guaranteed Asset Protection (GAP)1 program helps cover what you owe on your vehicle loan or lease if you experience a total loss before it's paid off. GAP waives the difference between your primary auto insurance settlement and the outstanding balance owed on your vehicle on the date of loss.1,2

  • Provides protection for new and used vehicles valued or financed up to $100,000
  • Reimburses you for your primary auto insurance deductible up to $1,000
  • Waives covered losses up to $50,000
Allstate Guaranteed Asset Protection

Ask your dealer about Allstate® Guaranteed Asset Protection.3

This product is sold through authorized dealers around the country.
1 This information is for marketing purposes only and is a summary of the Guaranteed Asset Protection (GAP) Addendum. Programs may vary by dealer/ lender/state. GAP is not insurance. Please refer to the Addendum provisions for specific information including details of benefits, terms, vehicle eligibility, conditions, limitations and exclusions that apply to this program. Maximum eligibility limits apply.
2 This example is for illustrative purposes only. Actual GAP waiver calculations will vary based on the specific circumstances.
The GAP Addendum may not waive your entire loan balance. Please refer to the Net Payoff definition in your GAP Addendum for specific information including details of amounts not included (e.g. late charges, delinquent payments, deferred payments, etc.).
3 Please note that the purchase of a GAP Addendum is absolutely voluntary and is not required by the dealer as a condition of receiving a loan. The program offered may duplicate coverage you might already have through a personal auto insurance policy or other source of coverage.
The Allstate® GAP Program is administered by E.R.J. Insurance Group, Inc. d/b/a American Heritage Insurance Services, a member of the Allstate family of companies.
This site is for informational purposes only. Please talk to a participating dealer for help determining which Allstate products are right for you.
©2017 Allstate